Because of the hot real estate market, it is difficult for homebuyers to purchase a home if they have to make an offer contingent on selling their current home. Sellers tend to shy away from contingent offers especially in a competitive market ...
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Navigating the Home Buying Maze for First Time Homebuyers
Embarking on the journey of homeownership is an exciting, but sometimes overwhelming experience, especially for first time homebuyers. In a world filled with conflicting advice and glamorous portrayals on television, it’s essential to approach the ...
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Understanding Square Footage: Home Appraisal vs. Assessment
When it comes to buying or selling a home, square footage is a critical factor that can significantly impact the property's value. However, understanding how square footage is calculated and the differences between a home appraisal and an assessment ...
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How to Get the Home You Want in Today’s Seller’s Market
The current housing market is a seller’s market. Because there are more buyers than homes for sale, it can be challenging to find and buy the home you want. With the right approach, you can increase your chances of getting the home you want. Here are ...
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FHA Makes Homeownership More Accessible with Lower Mortgage Insurance Premiums
If you're in the market to buy a home, you've probably researched all of your financing options. One option is a Federal Housing Administration (FHA) backed mortgage loan. The FHA is a government agency that helps homebuyers by insuring their ...
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Navigating the Fine Line Between Security and Privacy at Real Estate Showings
For decades, real estate agents and sellers have used various forms of showings to help market their listings. These showings are an opportunity for serious buyers to view a home and decide if it is worth pursuing.
Real estate showings, and in ...
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How to Eliminate PMI Fees on Your Mortgage
Private mortgage insurance (PMI) is a type of mortgage insurance that homeowners may need to purchase with a home loan. It is usually required if you make a down payment of less than 20% of the home’s purchase price on your home loan. PMI protects ...
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Is It Time to Consider an Adjustable-Rate Mortgage?
As interest rates started climbing in recent months, more homebuyers are turning to adjustable-rate mortgages to increase their buying power. An adjustable-rate mortgage (ARM) starts out with a lower, fixed interest rate for a set period of time, ...
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